A New Approach to Treating Unsightly Facial and Legs Veins

Advanced Vein Care image A New Approach to Treating Unsightly Facial and Legs VeinsFacial and legs veins are now a thing of the past. The Excel V™ laser system by Cutera® safely and effectively treats a broad range of vascular skin conditions, from superficial blemishes and skin discoloration to large lesions and deep vascular scars. Its high level of customization makes Excel V™ so effective at treating so many different conditions such as:
• Rosacea
• Spider veins in legs and face
• Telangiectasia
• Cherry angioma
• Sun spots
• Port wine stains

Excel V™ provides:
• Fast, immediate results—resume normal activities immediately after treatment
• No injections and no long-term side effects
• Treatment for men and women—with any skin type

advanced Vein Care image2 A New Approach to Treating Unsightly Facial and Legs Veins

HOW DOES EXCEL V™ WORK?
Excel V™ treats vascular conditions by administering a unique high power green laser that is absorbed by the abnormal blood vessels in the skin. The laser heats the abnormal vessels causing the vein walls to collapse and seal shut. Over time, the vessels will no longer be visible.

HOW IS THE PROCEDURE PERFORMED?
The procedure is performed in the comfort of our office. Unlike other procedures, injections or topical anesthesia are not required.

HOW MANY TREATMENTS ARE NEEDED?
The number of treatments depends on various parameters, including the size, thickness and color of the vascular lesion. Superficial vascular lesions are usually easiest to treat; some patients might see significant improvement after just one treatment. However, individual results vary, and final results may not be apparent for several weeks or months.

IS THE TREATMENT PAINFUL?
Most patients experience a mild stinging sensation as the pulses of light energy are delivered through the hand piece. The skin is cooled as the treatment is performed—making it very tolerable. Following the treatment, the pain is minimal to nonexistent.

WILL MY INSURANCE COVER THE EXCEL V™ TREATMENTS?
The vascular and benign pigmented conditions the Excel V™ treats are considered cosmetic and therefore are not covered by insurance.

Advanced Vein Care image ad A New Approach to Treating Unsightly Facial and Legs Veins

 

Central PA Hometowns: Where Our Hearts Are Hollidaysburg

Hollidaysburg image Central PA Hometowns: Where Our Hearts Are HollidaysburgHollidaysburg is the Blair County seat and home to nearly 6,000  people. It’s just south of Altoona on the Frankstown Branch of the Juniata River, making it an important port on the Pennsylvania Main Line Canal from 1834 to 1854. In the past, the borough had foundries and machine shops, a silk mill, Pennsylvania Railroad switching yard, and Conrail car shop. There are a number of railroad-related sites still in operation by Norfolk Southern.

The borough was founded in 1796, named after Irish immigrants Adam and William Holliday. It became the county seat in 1846 when Blair County was organized out of a portion of Huntingdon County.

In 1989, the local Historic District was designated, preserving the unique architecture, including roughly 400 buildings. The town’s center is known as The Diamond, featuring the imposing Gothic Revival courthouse, completed in 1876.Hollidaysburg image2 Central PA Hometowns: Where Our Hearts Are Hollidaysburg

The famous toy, Slinky, is manufactured within Hollidaysburg by Poof-Slinky, Inc. (formerly James
Industries, Inc.). More than a quarter billion Slinkys have been manufactured since 1945.

The Diamond, Canal Basin Park, and Legion Memorial Park are centers for community events and celebrations. Nearby are Altoona railroad museum, Horseshoe Curve, Canoe Creek State Park, and historic Fort Roberdeau.

 

Coming Up This Summer
Discovery Garden Plant Sale –May 16, 9a.m.-2p.m., Legion Memorial Park, benefiting Discovery Garden Project and Skills Foundation
Hollidaysburg Community Band concerts –May 25, June 28, July 26, and September 7 at Canal Basin Park
Allegheny Street Cruise-in– May 29, 6-9 p.m., downtown
Altoona Symphony Orchestra Concert –August 29
Downtown Live Summer Concerts –five dates in June – September
Farm and Craft Market – June–September, Montgomery Street off the Diamond

 

Teeth Whitening App

carnicellaassociates image 300x236 Teeth Whitening AppIs it vanity if you work out at the gym?
Is it vanity to get a suntan in the summer?
Is it vanity if you dye your hair?
Is it vanity if you wear makeup?

It might be, yet we all do these things. We all try to look and feel our best. So why do we stop trying to look and feel our best when it comes to our teeth?

Why do people think they don’t deserve a nice smile?
Why do people think they are too old to have a nice smile?
Why do people think it’s vanity if they whiten their teeth?
Why do people think a small investment in their smile isn’t worth the same as highlights in their hair?

There is a 94% correlation between job performance, how people are rated in job interviews, and if they have a good smile or not. Smiling people are confident people, and confidence is a top 10 factor in happiness and success, professionally and personally. People who don’t smile may not be angrycarnicellaassociates image2 300x227 Teeth Whitening App or miserable, but that is the perception because they aren’t smiling. And why aren’t they?

Are people afraid of the dentist?
Are people afraid to look better?
Are people afraid to be judged?
Are people afraid to spend money on themselves?

Small but significant alterations in a smile can cost less than a haircut, and yet be life changing to a person. Cosmetic improvements RARELY even require anesthetic, so being afraid of pain should never be a factor! Everyone deserves to feel their best and be able to put their best self forward. No one should be judged for exercising, dying their hair, or wearing makeup. Why be judged for wanting to have a healthy confident smile? As for costs, that should never cause someone to shy away from something that could change their life. Being moms, our entire office understands that family and their needs often come first, for any parent or even grandparent. Therefore, we would never assume someone should spend more than what they are comfortable with. Again, a small but significant smile makeover can cost less than a hundred dollars!

The new app from Philips and Zoom whitening can show you what a whiter, straighter, healthier smile can look like before you ever make a committment! We are always happy to do free consultations and take these photos with our new app, so you too can get a glimpse at what a difference a confident healthy smile can mean to you!

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Older Can Be Cool

Studio808hair 195x300 Older Can Be CoolMy wife and I went to Miami for a conference last weekend. I love traveling. There’s nothing like leaving home for an adventure, no matter what the distance or mode of transportation. Getting out of your day-to-day surroundings and common people interactions is a challenge and a great time for reflection.

So there I sat in Chicago’s O’Hare International Airport watching the parade of people. The thing that always strikes me is the images that people try to portray and miss. The most striking are the older folks (like myself) who are trying to look young. Usually that doesn’t work.

Awareness of fashion tempered by age is an ideal combination. Europeans seem to most consistently portray that feel of wearing their age and current fashion comfortably. It’s OK to wear contemporary fashion lines as long as they don’t conflict with not so contemporary physical lines. A couple of basic rules to follow are:

• If your hair has thinned, don’t try a spiky or textured hair style.
If you can see daylight through your hair, your style doesn’t work.

• If you don’t have the muscle tone of a 19 year old, don’t wear tight fitting straight-line cloths. Round lines under tight straight lines is not what the designer had in mind.

• If you are losing color in your hair (graying) you are also loosing color in your skin, eyes, teeth, and nails. Going natural or coloring your hair no more than one or two levels lighter or darker works best.

• You should always check your finished look in a full length mirror. If you see a head of hair, a face, and a costume all screaming “look at me”, you need to adjust your look. If you see a head (hair and face not competing for attention) and a costume with contemporary lines that flow with harmony, then you are, in fact cool. Still older (they all know anyway) but certainly cool.

studio 808 ad Older Can Be Cool

 

Spring Cleaning: Tips and Tricks

molly maid image 3 209x300 Spring Cleaning: Tips and TricksDon’t be afraid to come out from under that fuzzy blanket. I know it has been a long winter and you are so used to being warm and comfortable, but you need to get ready for spring. Yes, spring is here and if you want to be ready to get outside and plant those flowers, you will need to start spring cleaning NOW!

Tips; The Basics: Never use a dirty cloth (microfiber is best), start at the top of any room (high dusting), work your way around the room, section by section Top to Bottom but don’t forget the center of the room coffee table, television etc.

Start in the back of the house and move room to room. Remembering to hand wipe baseboards, woodwork, door frames, light switches, windows, window frames. This is spring cleaning not just a quick dust and vacuum.

Tricks: Pick up the phone and call Molly Maid to schedule your free consultation. Meet with us to match your cleaning needs with our services. Your team of “Mollies” arrive ready to work and get the job done. Hire the team for one time cleaning or for on-going. Our teams are all insured and bonded. We bring all supplies and equipment and use environmentally friendly products.

If you decide to tackle the cleaning yourself or have Molly Maid do all or part of the cleaning, you will be closer to enjoying all those outside activities. Happy Spring!

Lois Grose, President and Owner of Molly Maid of Centre, Mifflin and Juniata counties since 1996. Celebrating 18 years!
To schedule your FREE consultation or for more information, call Lois at 814-238-4004 or visit the Molly Maid website at www.mollymaid.com or to purchase Gift Certificates.

molly maid Spring Cleaning: Tips and Tricks

 

 

Six Things Every Kids Closet Needs

Jeff Ulmer Closets Plus image Six Things Every Kids Closet Needs

Jeff Ulmer, Owner

1. TWO (OR THREE) LEVELS OF HANGING RODS
Kids are lucky enough to be shorter than adults. This makes it possible for them to utilize their space more efficiently! Instead of one row of hanging rods, like most adult closets, break up hanging rows of clothes into two or three.

2. HAMPER
This makes it easy for a child to keep dirty clothes organized! Make a game of it from the start, and it can become part of their routine.

3. WALL HOOKS
These help utilize the extra wall space not covered by rods and shelving. Plus, it’s great book/gym bag storage.

4. JUNK DRAWER
Ok, not junk, but a drawer for pencils, erasers and miscellaneous school supplies is a must-have for every school-aged kid.

5. A DESIGNATED SPOT FOR SHOES
Pullout shelves or shoe cubbies make storing children’s shoes easy.

6. DRAWERS
Drawers are much easier to keep organized than Shelves.

When you provide a space for everything, kids are like adults and they will be more apt to put thingsClosets Plus image 2 Six Things Every Kids Closet Needs back in their proper place. Closets Plus will meet with you to discuss how we can optimize your kids closets and help your Spring Cleaning to be a success this year! There is no charge or obligation for us to meet with you and come up with a design for your closets. We take the measurements, discuss options, and email you the design and estimate.

Millions of dollars are spent each year on clothing, yet some people insist on shoving those garments into inadequate closet space. Let Closets Plus show you how to double your closet space with our laminated wood or ventilated wire systems. You can visit us at our showroom at It’s All About Me Boutique in Selinsgrove by appointment at 570-244-7225 or 888-649-2969, on the web at  www.closetspluspa.com or see our latest projects on www.houzz.com.

My husband and I can’t believe what a difference our closet makes. It is a pleasure to walk into a nice neat space. We actually can see the clothes we have (LOL), and really, it is a pleasure to SHOW IT OFF!!! NO MORE EMBARRASSMENT DEALING WITH UNKEMPT CLOSETS. Thank you for making our lives a lot less stressful.” – Yvonne S.

“55 minutes The amount of time an average American spends each day looking for things he/she has but can’t find” – Good Housekeeping

Stop reaching for your favorite pants or shirt only to discover it’s hopelessly wrinkled. Call Closets Plus for a free estimate today. We know you’ll be glad you did!

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What To Do Before Filing a Divorce

lance t marshall law offices What To Do Before Filing a DivorceMy own research tells me that March is the month for divorce filings as the “New Year, New Me” resolutions kick into gear. For those of you seeking an end to your marriage, here are some proactive measures you can take that can help you get your fair share of the assets in the breakup as well as reduce your legal fees:

1) Gather key documents. Once a divorce has been initiated, getting key financial information can become difficult. Gather copies of any documents that verify assets, liabilities, income and expenses. These documents include bank, brokerage and retirement statements, tax returns and property deeds. Copies of bills for the home will be helpful to have if you are leaving the home. Credit card statements as close in time to when you leave are a must have. If you suspect your spouse is hiding assets or debt, keep an eye out for unusual withdrawals from existing accounts and take pictures of envelopes from unknown banks or brokerages (rather than opening them).

2) You will need cash reserves. Stop spending money if you have your own account. If all of your money is commingled and you have no way of opening a checking account without raising red flags, then I suggest opening a credit card with a low or introductory 0% interest rate. This step is important because if you are lucky and you and your spouse can agree, a divorce will take 3-6 months. If you are unlucky, a divorce can take well over 2 years.

Divorce is expensive, so make sure this is something that you want to do. If it is something you want to do, please contact the Law Offices of Lance T. Marshall for an initial consultation at (814) 308-8439 or by e-mail: ltm@statecollegefamilylawyer.com.

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ROTH IRA: GREAT ADDITION TO YOUR RETIREMENT PLAN

judy loy image ROTH IRA: GREAT ADDITION TO YOUR RETIREMENT PLANThere is much debate on whether a Traditional IRA or a Roth IRA is better for investors. Typically, this can be decided by whether you believe your tax rate is higher now or will be higher in retirement, how long until retirement and how aggressively you are investing. I argue that both are advantageous and the capability of saving in both ways can benefit a retiree. Just as you diversify your investments, diversifying your taxes can lead to more options later.

The major advantage of a Traditional IRA is that contributions are tax deductible if you are in a retirement plan and under certain income limits. The investments inside the IRA are tax deferred. However, in retirement, distributions from the IRA are taxed as income. The downside of this is that it can lead to taxation of social security and your distributions from the IRA will typically need to have tax withholding applied.

On the flip side, contributions to a Roth IRA get no special tax treatment. Contributions are limited tonestlerode and Loy image 3 ROTH IRA: GREAT ADDITION TO YOUR RETIREMENT PLAN taxpayers under a certain income level. Just like the Traditional IRA, assets inside the Roth grow tax deferred. The big advantage comes on the back end, where qualified distributions from a Roth are tax free. Thus, all the growth inside the account is not taxed.

Income levels in retirement become an issue because social security can become taxable over income levels starting at modified adjusted income of $25,001 for singles and $32,001 for married couples filing jointly. Money distributed from a traditional IRA or 401k is treated as income and counts against you in the calculation. A qualified Roth withdrawal does not count as income and thus can be the difference between owing taxes on social security or not.

The widely accepted ‘4%’ withdrawal rate goes farther when you don’t have to withhold Federal Taxes (in Pennsylvania, retirement withdrawals are not state taxed). In addition, for those who wish not to begin pulling money out of retirement, there is no required minimum distribution for a Roth IRA. The money may stay inside the plan even after 70 ½.

My suggestion is to diversify your taxes by at least placing a minimal portion of your annual contributions into a Roth if you are able. For 2014, you have up until April 15, 2015 to make a contribution to an individual Roth IRA account. Many employer plans now have Roth options if you are unable to do an individual Roth IRA due to income restrictions. This small step may require you to pay more taxes now but it may also help you pay less taxes later.

Nestlerode and Loy image ad ROTH IRA: GREAT ADDITION TO YOUR RETIREMENT PLAN

 

Real Estate: Are You Ready For Spring?

Real estate in this area tends to follow the flow of the seasons, heating up during the spring and summer, then cooling off through the fall and winter. In looking ahead to what may happen in real estate this year it appears that this could be a big year for a variety of reasons. If you are
thinking of doing something with real estate, this should be one of the best opportunities for buyers and sellers in several years. The reasons for my optimism, and that of most professionals in the real estate business, are as follows:

1. Interest rates continue to be at historically low rates, but all indicators are that they will begin to rise in the second half of the year and continue to do so for the foreseeable future. While the increases should not be large, any change will simply mean that it will be more expensive to buy
a property. Smart buyers are going to be looking to act this year, as soon as possible.

2. Sale prices should also climb over time as the demand increases. Currently the inventory of available properties is adequate, but if expectations of demand are right it will be a seller’s market.

3. As the economy has solidified lenders have been able to loosen some of the standards for qualifying buyers, making mortgages available for many people who recently may not have been eligible.

4. There is a sense that there is pent up interest on the part of both buyers and sellers who have not been able to do what they want to do in the past, for a variety of reasons. Many of those reasons are being resolved at both the personal and institutional levels.

All of these reasons point to a very good year for either buying or selling. The question is whether you will be ready to take advantage of the best opportunities. If you are able to act in 2015 you should be making plans and preparations now, with the assistance of your favorite local
Realtor, as well as other appropriate professionals.

Remember that real estate is quite variable, dependent upon location. Even within central Pennsylvania a few miles can make a big difference in the conditions of the market. General tends are nice to get a feel for what might be possible. However, whether you are buying or selling, only
a qualified local Realtor can help you determine exactly what is realistic for you to expect in your market and then plan accordingly.

scott chambers realtor ad Real Estate: Are You Ready For Spring?

 

Why You Should Consider a Professional Bra Fitting

Jezebels image Why You Should Consider a Professional Bra Fitting

Owners:
Jess and Patty Stover

Clinton Kelly, host of TLC’s What Not to Wear, knows what many women want and need — a makeover. According to Kelly, the first step is a professional bra fitting. “The bra-fitting is extremely important, because where the bust sits on the body is where the clothes will sit on the body. “With the proper undergarments in place, the women then find an outfit, complete with accessories. Hair and makeup services round out the package. “It’s a crash course in style,” Kelly said.

The truth is that almost 8 in 10 women are wearing the wrong bra size- and you may be one of them. Why? Your body changes over time and your fit will change year to year as you lose or gain weight, exercise more or less, and so on. If you are experiencing discomfort, spillage over your cups, too tight or too loose straps, or a gap between your cups, you are most likely wearing the wrong size.

At Jezebel’s Boutique we understand how important proper bra sizing is, and we are dedicated toJezebelsimage2 300x100 Why You Should Consider a Professional Bra Fitting making sure our customers leave in absolute comfort and complete chest support. We carry a full line of bra sizes in cups AA-N and band sizes 28-54. After we know your size we can then bring you bras that will fit your body type and your style. Let us show you what we are capable of as Professional Bra Fitting experts!

MORE THAN JUST BRAS!
Check out our amazing new spring fashions! Colorful skirts, tops, jackets and more—you will love our selection and prices!

WEDDING PLANS?
Getting married? Or know someone who is? Jezebel’s Boutique has become the place for a full line of bridal accessories. Stop by and check our Bridal Corsets, Bustiers, Strapless Bras, Bridal Garters, Penn State Garters, and Tiaras. We can also special order any “hard to get” items you need for that special day.

Check out our 5 star ***** reviews on Facebook!
Our Customers LOVE Jezebel’s!
5* Excellent Excellent Excellent Excellent Excellent —C.U.
5* By far the best experience I’ve ever had buying bras. Top
notch. Thank you ladies so much. –K.U.
5* The people that work here are amazing!! I apparently have
been wearing bras about 5 sizes too small!!! Thank god for them!
Now I have bras that fit me and my back doesn’t hurt as much!
Everybody should get a bra here at least once!!
THANKS JEZEBEL’S!!! — MP
5* Loooove this place!!!! It’s about time for another visit!! —HW

jezebels ad Why You Should Consider a Professional Bra Fitting